Annuities

Annuities in Arlington, TX

Annuity Plans

The Stinnett Insurance Agency, Inc. will help eliminate the worries of outliving your income and savings from offering annuities which are designed to give a reliable cash flow throughout your retirement. Our Arlington, TX insurance advisers can help you select from a range of flexible plans that will allow you to safeguard your savings and generate a reliable stream of income to the golden years.

Why Purchase an Annuity?

There are various benefits to purchasing an annuity to supplement your retirement including:
  • Guaranteed income for the duration of the annuity
  •  No annual limit to contributions
  •  Prior to withdrawal, all investments into the annuity are tax-deferred
  •  Beneficiaries are eligible for death benefits

Fixed Annuities

Get a fixed monthly payment for lifetime if you pay upfront. A fixed annuity gives you a steady income that remains unaffected by market changes.

Benefits of a Fixed Annuity:
  •  An anticipated return you can count on
  •  Income growth potential
  •  Tax deferred growth
  •  Guaranteed minimum interest rates
  •  100% protection of your accumulated wealth
  •  Access to your money for unexpected events

Variable Annuities

Variable annuities offer guaranteed income for life, in addition to the possible increase earnings from underlying investments. Despite a certain level of danger, this kind of annuity gives the opportunity to significantly boost income when offering flexible payout choices.

Benefits of a Variable Annuity:
  •  Income growth potential
  •  Guaranteed income
  •  Protected lifetime income
  •  Legacy protection
  •  Tax advantages

Annuity Payout Options

There are two primary forms that annuity payouts can take. Both have unique advantages, and drawbacks.
  1. Life Annuity; this arrangement of annuity offers the maximum income, but can't be paid out to a beneficiary in the event of the primary’s death. There are many factors that may influence your maximum and minimum payments including age, gender, current rates of interest, and price of living.
  2. Term Certain Annuity; this arrangement is payable for a fixed time that's decided by the purchaser of the annuity. The maximum and minimum payments of the format can also fluctuate based on a variety of factors.

Contact Us

Consult with a The Stinnett Insurance Agency, Inc. adviser in Arlington, TX to answer any of your insurance and annuity questions. We look forward to hearing from you!
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